The importance of taking cancer insurance

18 November 2015

Delia Mariátegui.
Director of Institutional Relations -
Mariátegui JLT Corredores de seguros.

Cancer has become the second leading cause of death in Peru and around the world. According to data published by the World Health Organization (WHO), in GLOBOCAN 2012 project, 26,000 people die annually of cancer in our country, while there are 8.2 million worldwide recorded cases.

Based on information provided by WHO, in Peru 100,000 people are living with cancer. The most common cancers among women are cervical and breast cancer; while in men are prostate and stomach cancer. In both cases, colon cancer is also included.

Worldwide, the figure is also alarming. Of 32.6 million people living with cancer per annum, 8.2 million die. The types of cancer most treated are prostate, breast and colon cancer to which can be added lung and stomach.

A few decades ago, the issue of cancer was much more delicate, since the chances of a cure were minors. Today, if it is discovered in time, you can access appropriate and the lasted generation treatment, and be fully recovered.

People are becoming more aware about this disease. While not everyone has the financial means to get a comprehensive medical insurance, they make an effort to access cancer insurance. Thus, we found that 83.92% of Peruvians have cancer coverage contracted under several modalities.

On the other hand, we must highlight the important role of the insurance consultant, who is responsible to properly inform the user when hiring the policy and let you know in detail the coverages and exclusions. With proper counselling, the insured will have full knowledge of the services he/she can access.

In Peru, there are non-profit foundations that provide support to cancer patients that arrive to Lima from provinces, putting them up in shelters at no cost during the full period of their treatment. Also, prevention campaigns and speeches in companies and institutions requiring information on cancer are conducted.

I call to reflect on cancer that is taking lives daily not only in Peru but also in the world and we all have the opportunity to fight against it. Cancer prevention is the best way to deal with. Prevention is knowing how to live.